A record having information about individual's all previous money lending transactions is known as his/her credit report. The purpose of the commercial credit report is to share information and to determine the corporate backgrounds, shareholders, financial data, operations and mercantile backgrounds.
International credit report are provided globally as per the requirement of credit grantors and are extremely beneficial in learning more about the potential customer, and determining of credit will be granted and if so, how much. Credit reports also help in assessing the risk of dealing with a particular client.